RESEARCH PROPOSAL

Background and Motivation: Every bank in the world is now suffering from the problems of credit management. As a student of a faculty of business studies, it is helpful to gain the practical knowledge about an organization and its overall activities .By doing this kind of activities, we can enrich our practical knowledge .With the application of acquired knowledge we will be able to develop ourselves and compete globally. I have strong interest in exploring how to ensure credit risk management system in the region through adaptation of appropriate actions. Adaptation approach is recognized as an urgent and important complement to risk mitigation. Adjusting to address ongoing and future credit change will help to reduce the severity of credit risk impacts as well as to strengthen resilience and maintaining business continuity. Research Topic: Credit Management of Islami Bank Bangladesh Ltd. Research Scope: To the assessment of vulnerability of modes, impact on operations or demand and prioritize modes, the study will cover the exploration on how adaptation issues might be considered in credit management planning, project development, operations and maintenance. The study is going to deal with the following questions: 1. What are the potential risks of credit management posed on the existing banking system? 2. What are the feasible adaptation options for each mode of credit management? 3. What are the economic consequences and cost-benefit tradeoffs of action versus inaction? 4. How to incorporate most feasible adaptive options into system planning to achieve a better Business Continuity Plan? Research Objectives: The research objectives are: - To explore what and how corrective actions should be considered in the credit management planning, project development, operations and maintenance and what are the variables and technical requirements to support feasible and effective risk management. - To establish a versatile model optimizing the most appropriate adaptation actions for a resilient credit management system. Methodology: The methodology is one of the most important parts of a research paper. There are several types of methodology we can use. But I want to use the following methodology: 1. Quantitative methodology. 2. Secondary research. 3. Mixed methodology. Incorporate most feasible options into system planning:  Existing Data collection and Processing  Field Survey and Interview  Risk analysis on credit system  Model formulation and evaluation of adaptation actions through model validation  Define sources of funding, discussion, recommendation and conclusion Expected Outcomes: The expected outcomes of the proposed study is This research study is to contribute promoting resilient and robust financing infrastructure in order to stimulate economic growth of Banking sector and Bangladesh as well.