P `= Rs. 64`, T` = 2 years`, S.I` = Rs. 19.20`. Rate `= ((100 xx 19.20)/(64 xx 2))%` `= 15%` Now, P `= Rs. 86`, T` = 4 `years, R` = 15%` `:. S.I = Rs.((86 xx 4 xx 15)/100)` `= Rs. 51.60`. :. Amount` = Rs. (86 + 51.60)` `= Rs. 137.60`.